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AI Coding Assistants · Pricing comparison

Cursor vs GitHub Copilot: Pricing

GitHub Copilot is the cheaper option ($10/mo less), both offer a free plan, Cursor rates slightly higher. Below we break down plans, free tiers, and value so you can decide which fits your budget and workflow.

Last checked July 24, 2026

At a glance

GitHub Copilot is the cheaper option ($10/mo less), both offer a free plan, Cursor rates slightly higher.

Cheaper entry
GitHub Copilot
Free plan
Both
Best for beginners
GitHub Copilot
Best for teams
Cursor
Cursor
$20/mo (Pro)
Visit Cursor
GitHub Copilot
$10/mo (Pro)
Visit GitHub Copilot

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Cursor vs GitHub Copilot: side-by-side

Cursor compared with GitHub Copilot across pricing and features
FeatureCursorGitHub Copilot
CategoryAI Coding AssistantsAI Coding Assistants
Pricing modelFreemiumFreemium
Free planYesYes
Free plan detailsLimited free tier — enough to evaluate, not for daily work.Free tier with 2,000 completions and 50 chat/agent requests monthly.
Starting price$20/mo (Pro)$10/mo (Pro)
Highest known plan$200/mo (Ultra)$39/seat/mo (Enterprise)
Free trialNoNo
Best forProfessional developers who want the strongest agentic codingDevelopers on GitHub and teams wanting the easiest budget approval
Team supportYesYes
API accessNoYes
Editor rating4.6 / 54.5 / 5

Pricing and free plans

Cursor uses a freemium model, starting at $20/mo (Pro). Pro+ at $60/mo. Credit-based billing; heavy agent use consumes credits fast. Business $40/seat. Its free plan: Limited free tier — enough to evaluate, not for daily work.

GitHub Copilot uses a freemium model, starting at $10/mo (Pro). Pro+ $39/mo. GitHub is shifting toward usage-based billing from June 2026 — treat listed prices as entry points. Its free plan: Free tier with 2,000 completions and 50 chat/agent requests monthly.

Which is cheaper?

If budget is the deciding factor, GitHub Copilot wins on entry price. If output quality or specific features matter more, weigh the feature lists below before deciding.

Cursor: pros and cons

Pros

  • Best-in-class agent capability
  • Fast, context-aware completions
  • Model choice per task

Cons

  • Credits opaque for heavy users
  • $60-200 tiers for power use
  • Free tier too small for real work

GitHub Copilot: pros and cons

Pros

  • Cheapest capable paid plan
  • Widest IDE support
  • Genuinely useful free tier

Cons

  • Agent features trail Cursor
  • Premium requests capped
  • Usage-based billing incoming

Who each tool is best for

  • Best for beginners: GitHub Copilot — lower barrier to entry and easier to start for free or cheaply.
  • Best for teams: Cursor.
  • Best if you need an API: GitHub Copilot offers API access where the other does not.
  • Cursor is best for: Professional developers who want the strongest agentic coding.
  • GitHub Copilot is best for: Developers on GitHub and teams wanting the easiest budget approval.

Our call

Verdict

On price alone, GitHub Copilot is the value pick at $10/mo (Pro). Cursor edges ahead on our editor rating. For most people, choose Cursor if you want professional developers who want the strongest agentic coding, and GitHub Copilot if you want developers on github and teams wanting the easiest budget approval.

Cursor vs GitHub Copilot FAQ

Which is cheaper, Cursor or GitHub Copilot?

GitHub Copilot has the cheaper entry price — about $10/mo less. Cursor starts at $20/mo (Pro), while GitHub Copilot starts at $10/mo (Pro).

Does Cursor or GitHub Copilot have a free plan?

Both offer a free plan. Cursor: Limited free tier — enough to evaluate, not for daily work. GitHub Copilot: Free tier with 2,000 completions and 50 chat/agent requests monthly.

Is Cursor or GitHub Copilot better for beginners?

GitHub Copilot tends to be the easier starting point thanks to its pricing and free access, though both cover the same core ai coding assistants needs.

Which is better for teams?

Cursor is the stronger team pick given its collaboration support and rating.

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